Car Insurance Adjuster Sends You a Check You Didn't Even Ask For! What Do You Do Now?

http://www.Oginski-Law.com 516-487-8207 [email protected] This happens more than you think. You were involved in a car accident here in NY and before you have a chance to gather all of your medical records, the insurance adjuster calls you on the phone to find out how you are feeling. Based upon your answers, the insurance adjuster might just send you a check to cover your expenses and their perceived value of your "pain and suffering." You arrive home one day to find a check waiting for you from your car insurance company. It's a large check. It has five digits. You are tempted to cash it or deposit it. You could use the money since you have not been able to work since your car accident. Before running to the bank, be forewarned. There is usually language on that check that indicates if you deposit or cash it, you effectively end your claim right then and there. You will likely waive your rights to receive any other compensation if you accept that check and deposit it into your bank account. Before you run to the bank and deposit the check, ask yourself how could the insurance adjuster or claims adjuster possibly know the true extent of your injuries if they don't have any of your medical records? How could they know whether your injuries are permanent or disabling? If you have not sent them copies of your medical records and you are still undergoing treatment, how could they possibly know the true value of what your "pain and suffering" is really worth? The insurance company has a hidden agenda when sending out a check like this. They hope you will eagerly jump at the chance to deposit that check and end your claim once and for all. They know that they have a greater chance of limiting their payout early on in your claim compared to waiting and gathering all of your medical records and seeing what the true extent of your injuries really are. Is it a nice gesture? Sure it is. However don't confuse nice with a claims adjuster's desire to limit your monetary payout. Remember, an insurance company's goal is to limit the amount of money they pay out to you. Your goal however, is to document all of your injuries in order to maximize the value of the compensation you should be receiving. Watch the video to learn more... Here's a cardiac malpractice case where I was able to achieve a $6 million dollar settlement for my client: http://www.oginski-law.com/video/cardiac-malpractice-in-ny.cfm Here's a foot surgery case where a Westchester, NY jury awarded my client $1.55 million dollars for her pain and suffering: http://ow.ly/azKg6 To learn more about how medical malpractice cases work in the state of New York, I encourage you to explore my educational website, ‪http://www.Oginski-Law.com‬. If you have legal questions, I invite you to pick up the phone and call me at 516-487-8207 or by email at [email protected]. This is what I do every day and I'd be happy to chat with you. Law Office of Gerald Oginski 25 Great Neck Road, Ste. 4 Great Neck, NY 11021 516-487-8207 Email: [email protected] Twitter: @GerryOginski